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[]
["Annexure A"]
[]
["The Insured: Competition Tribunal"]
["The Business: Competition Adjucative Body"]
["Risk Address: DTIC Campus, Block C, First Floor, Sunnyside Pretoria"]
["Renewal Date: April 23"]
["VAT: NB. All insurances must include VAT, and all premiums indicated are VAT inclusive"]
[{"$nulls":7},"Renasa"]
["Policy Outline",null,"Sum Insured","Rate p/a","Cost p.a.","Rate p/a","Rate p/a","Cost p.a."]
["Policy type: Office Contents"]
["Perils: fire, lightning, explosion, earthquake, malicious damage, storm, flood, water, impact from",{"$nulls":6},"All theft cover subject "]
["vehicles aircraft aerial devices trees animals aerials satellite dishes, and theft when following",{"$nulls":6},"to dti Campus having "]
["breaking in  (including at Metrofile premises or any other paper bank storage facility)",{"$nulls":6},"24 hour security"]
["Contents excl. computers: perils except theft  ",null,{"v":1336274,"d":"R 1,336,274"},null,null,{"v":2E-3,"d":"0.200%"},{"v":1.75E-3,"d":"0.175%"},{"$f":"SUM(C15*G15)","v":{"v":2338.4795,"d":"R 2,338.48"}}]
["10% Escalation",null,{"$f":"SUM(C15)*10%","v":{"v":133627.4,"d":"R 133,627"}},null,null,{"v":1E-3,"d":"0.100%"},{"$f":"SUM(G15)*5-0%","v":{"v":0.00875,"d":"0.87500%"}},{"$f":"SUM(C16*G16)","v":{"v":1169.23975,"d":"R 1,169.24"}}]
["Policy type:   Combined"]
["Theft limit  ",null,{"v":100000,"d":"R 100,000"},null,null,{"v":0.02,"d":"2.000%"},{"v":0.02,"d":"2.000%"},{"$f":"SUM(C18*G18)","v":{"v":2000,"d":"R 2,000.00"}}]
["10% Escalation",null,{"$f":"SUM(C18)*10%","v":{"v":10000,"d":"R 10,000"}},null,null,{"v":0.01,"d":"1.000%"},{"v":0.01,"d":"1.000%"},{"$f":"SUM(C19*G19)","v":{"v":100,"d":"R 100.00"}}]
["Warranted that there is 24 hour security at the dti campus."]
["Documents cover including reinstatement costs ",null,{"v":140000,"d":"R 140,000"},null,null,{"v":2E-3,"d":"0.200%"},"Included"]
["Liability for documents damaged/lost while in your custody ",null,{"v":240000,"d":"R 240,000"},null,null,{"v":2E-3,"d":"0.200%"},"Included"]
["Claims Preparation Costs ",null,{"v":60000,"d":"R 60,000"},null,null,{"v":0,"d":"0.000%"},"Included"]
["Excess",{"$nulls":6},"Excess: R1,000"]
["Policy type: Electronic Equipment"]
["Accidental loss or damage (theft limited to when accompanied by forced entry)to:"]
["Computers, software, pabx, fax, configuration costs but excluding laptops and other portable ",null,{"v":1200000,"d":"R 1,200,000"},null,null,{"v":0.01,"d":"1.000%"},{"v":0.0045,"d":"0.450%"},{"$f":"SUM(C27*G27)","v":{"v":5400,"d":"R 5,400.00"}}]
["type equipment  (Average Condition applies)(Indemnity new for old if not more than 7 years old)"]
["Laptops (includes full theft cover and worldwide):"]
["Increased cost of working",null,"Not insured","    ",{"$nulls":3},"Excesses:"]
["All theft cover subject to dti Campus having 24 hour security",{"$nulls":6},"Basic 10% min R500"]
["Excess",{"$nulls":6},"Portables 10% min R1,000"]
["Other ",{"$nulls":6},"Above max. To R10,000 /claim"]
["Portables ",{"$nulls":6},"Hold up add 10% min R1,000"]
["Policy type: Business Interruption (office contents perils other than theft)"]
["Indemnity period 12 months"]
["Following the occurrence of any of perils: fire, lightning, explosion, earthquake, malicious damage,"]
["storm, flood, water, impact from vehicles aircraft aerial devices trees animals aerials satellite"]
["dishes",null,"Sum unaltered"]
["Gross profit / revenue",null,"Not insured"]
["(Average Condition applies)"]
["Additional Increase in Cost of Working",null,{"v":2000000,"d":"R 2,000,000"},null,null,{"v":1.5E-3,"d":"0.150%"},{"v":1.25E-3,"d":"0.125%"},{"$f":"SUM(C42*G42)","v":{"v":2500,"d":"R 2,500.00"}}]
["Claims preparation costs",null,"See Fire"]
["Exess",null,"See Fire",{"$nulls":4},"Excess: Nil"]
["Policy type: Business All Risks"]
["Accidental loss or damage anywhere in the world:-"]
["8 x Surveillance cameras (in equal proportions)",null,{"v":29440,"d":"R 29,440"},{"$nulls":3},{"v":0.03,"d":"3.000%"},{"$f":"SUM(C47*G47)","v":{"v":883.1999999999999,"d":"R 883.20"}}]
["Indemnity is new replacement value where a total loss",{"$nulls":6},"Excess: Lightning/power surge"]
["Exess",{"$nulls":6},"10% min R500"]
["Policy type: Glass Breakage"]
["Accidental breakage to all internal or external glass, including frames, signwriting, shop displays",null,{"v":32750,"d":"R 32,750"},null,null,{"v":0.04,"d":"4.0%"},{"v":0.04,"d":"4.0%"},{"$f":"SUM(C51*G51)","v":{"v":1310,"d":"R 1,310.00"}}]
["when caused by glass breakage ",{"$nulls":6},"Excess: 10% min R500"]
["Excess"]
["Policy type: Combined Liability"]
["Retroactive date 26.11.1999. Claims made wording. It is important that any incident which could"]
["give rise to a claim is reported immediately.",{"$nulls":6},"Excess: R1,000"]
["Occupier's, tenant's, & work away incl Food & Drink",null,{"v":50000,"d":"R 50,000"},null,null,{"v":450,"d":"R 450.00"},{"v":350,"d":"R 350.00"},{"$f":"SUM(G57)","v":{"v":350,"d":"R 350.00"}}]
["Extended Liability (adds this limit to any other wne at least R1,000,000)",null,{"v":20000000,"d":"R 20,000,000"},null,null,{"v":900,"d":"R 900.00"},{"v":1200,"d":"R 1,200.00"},{"$f":"SUM(G58)","v":{"v":1200,"d":"R 1,200.00"}}]
["Goods supplied liability (products)",null,"Not Insured"]
["Defective workmanship liability",null,"Not Insured"]
["Legal defence costs",null,{"v":100000,"d":"R 100,000"},null,null,{"v":0,"d":"R 0.00"},"Included"]
["Wrongful arrest",null,{"v":100000,"d":"R 100,000"},null,null,{"v":0,"d":"R 0.00"},"Included"]
["Excess"]
["Policy type: Employer's Liability"]
["Retroactive date 26.11.1999. Claims made wording. It is important that any incident which could"]
["give rise to a claim is reported immediately.",{"$nulls":6},"Excess: R500"]
["Limit of Indemnity",null,{"v":1000000,"d":"R 1,000,000"},null,null,{"v":250,"d":"R 250.00"},{"v":150,"d":"R 150.00"},{"$f":"SUM(G67)","v":{"v":150,"d":"R 150.00"}}]
["Excess"]
["Policy type: Motor"]
["2021 Suzuki Ciaz 1.5 GL MT Comprehensive ",null,{"v":235448,"d":"R 235,448"}]
[]
["Third party liability limits:",{"$nulls":6},"Basic - 5% of claim min "]
["Generally",null,{"v":2500000,"d":"R 2,500,000"},null,null,"Included","Included","R2,500 Theft/Hijacking - Nil "]
["Passenger liability cars",null,{"v":2500000,"d":"R 2,500,000"},null,null,"Included","Included","Extras for drivers under 25 or"]
["Passenger liability - goods vehicles (cab section only)",null,"Not Insured",{"$nulls":4},"with full licence under 2 yrs"]
[]
["Loss of keys/replacement of locks (special excess of 10%/R100)",null,{"v":2000,"d":"R 2,000"}]
["Wreckage removal",null,{"v":5000,"d":"R 5,000"}]
["Car hire following theft, hijacking, or total loss is included - upt o R230 per day."]
["Window glass claims - special excess of 25% min R500 applied"]
["Contingent liability - non owned vehicles on company business",null,{"v":2500000,"d":"R 2,500,000"},null,null,{"v":0,"d":"R 0.00"},"Included"]
["Excesses:"]
["Basic"]
["Theft/Hijacking"]
["Extras for drivers under 25 or with full licence under 2yrs"]
["Policy type: SASRIA Riot Strike Terrorism"]
["Office Contents",null,{"v":2000000,"d":"R 2,000,000"},null,null,{"v":1.44E-4,"d":"0.0144%"},{"v":1.45E-4,"d":"0.0145%"},{"$f":"SUM(C87*G87)","v":{"v":290,"d":"R 290.00"}}]
["10% Escalation",null,{"$f":"SUM(C16)","v":{"v":133627.4,"d":"R 133,627"}},null,null,{"$f":"SUM(F87)*50%","v":{"v":7.2e-05,"d":"0.0072%"}},{"$f":"SUM(G87)*50%","v":{"v":7.25E-5,"d":"0.0073%"}},{"$f":"SUM(C88*G88)","v":{"v":9.6879865,"d":"R 9.69"}}]
["Business All Risks",null,{"$f":"SUM(C47)","v":{"v":29440,"d":"R 29,440"}},{"$nulls":3},{"v":1.45E-4,"d":"0.0145%"},{"$f":"SUM(#REF!*G89)","v":{"$error":"#REF!"}}]
["Electronic Equipment",null,{"$f":"SUM(C27:C29)","v":{"v":1200000,"d":"R 1,200,000"}},null,null,{"v":1.44E-4,"d":"0.0144%"},{"v":1.45E-4,"d":"0.0145%"},{"$f":"SUM(C90*G90)","v":{"v":174,"d":"R 174.00"}}]
["Glass",null,{"$f":"SUM(C51)","v":{"v":32750,"d":"R 32,750"}},null,null,{"v":1.44E-4,"d":"0.0144%"},{"v":1.45E-4,"d":"0.0145%"},{"$f":"SUM(C91*G91)","v":{"v":4.74875,"d":"R 4.75"}}]
["Motor"]
["Others",{"$nulls":4},{"v":45,"d":"R 45.00"},{"v":45.39,"d":"R 45.39"},{"$f":"SUM(C93*G93)","v":{"v":0,"d":"R 0.00"}}]
["Total cost general insurances",{"$nulls":6},{"$f":"SUM(H15:H93)","v":{"$error":"#REF!"}}]
["Policy type: Business Crime "]
["All employees and part time judges - total 30 persons at renewal 2020",null,"Main limit is per loss but aggregate is twice main limit."]
["Employee direct theft of assets of the Tribunal"]
["Employee direct fraud or dishonesty with an intent to cause loss to the Tribunal",null,{"v":3000000,"d":"R 3,000,000"},{"$nulls":4},{"v":23696.27,"d":"R 23,696.27"}]
["Computer fraud by third parties"]
["Claims preparation costs",null,{"v":300000,"d":"R 300,000"},{"$nulls":4},"Included in above"]
["Cost of recovery",null,{"v":300000,"d":"R 300,000"},{"$nulls":4},"Included in above"]
["Expenses incurred in reinstating records ",null,{"v":300000,"d":"R 300,000"},{"$nulls":4},"Included in above"]
["Fraudulent transfer instructions",null,"Included",{"$nulls":4},"Included in above"]
["Extortion risk",null,"Included",{"$nulls":4},"Included in above"]
["Excess"]
["Total cost business crime insurance",{"$nulls":6},{"$f":"H98","v":{"v":23696.27,"d":"R 23,696.27"}}]